The Cooperative of Notaries in Quebec
Sign your Mortgage and the transfer of your property online, from the comfort of your own home!
We are committed to preparing your mortgage and/or title transfer, managing your file with your notary, and ensuring the seamless process of your refinancing transaction.
We're here for you!
Enjoy a fixed and competitive rate across the province, along with our complimentary electronic signature service.
We have an extensive network of members. Nearly 300 notaries located across the province are ready to serve you!
Refinancing for Desjardins members (Through electronic signature or in-person appointment)
Unlock your savings potential with The Cooperative of Notaries in Quebec, our fees are as low as $1171.60
Meeting with a Desjardins Advisor to Discuss Your Mortgage Refinancing Needs.
When a Desjardins member decides to refinance, they have the option to select their preferred notary. Alternatively, the COOP can assign a notary located near their residence or one who conducts remote transactions, based on the member's preference.
The COOP Communicates with the Desjardins Member, Prepares the Mortgage Documents, And Assigns a Notary to the File, Based on the Property's Postal Code.
The COOP receives instructions from Desjardins, communicates with the borrower to gather the necessary information, conducts all necessary title searches, requests payout statements from previous lenders, and drafts all legal documentation.
The Assigned Notary Schedules a Signature Appointment with the Member.
The COOP forwards the file to the designated notary, who is responsible for scheduling a signing appointment with the borrower. The notary meets the borrower online or in person, verifies their identity and capacity to sign, witnesses the signature, registers the mortgage, and returns scanned originals to the COOP via our secure portal. The notary performs their legal duty as required.
The COOP Receives the Signed Documents from the Notary and Requests the Funds from Desjardins.
The disbursement of the funds takes on average two business days. The COOP also sends a preliminary and final report to Desjardins.
The COOP Manages the Funds.
The COOP pays all secured and unsecured debts, mortgage proceeds are wired or couriered to the borrower. When necessary, The COOP also handles the drafting and registration of the discharge(s).